It was one of those kind of days: the kind where the schedule is cleared and everything is shifted to other days just in case; the kind where eggshells are underfoot all day and hurdles are leaped; the kind where I'm all dressed up with nowhere to go! That's what a scheduled closing day feels like when the file did not come out of underwriting in time and everyone is waiting on pins and needles for the file to be delivered for processing. Because the closing might happen, all parties are ready and waiting. E-mails and phone calls are exchanged. Promises are made and apologies follow in their wake when the promises can't be fulfilled. The buyers' portion already was approved by underwriting. The St. Paul house was what had to be examined. The appraisal couldn't be completed until the roof and painting were done, but why does it take the underwriters so long to look at an appraisal? Two days?!! Everyone wants to know what's so hard about checking 15 little pages. The appraisal valued the home at more than the purchase price so what can be the hold-up? The seller is frantic. The buyer is impatient. The agents are frustrated. The closing company must wait. It seems an eternity without an answer. One is tempted to think it might be a power trip. It certainly isn't because the lender has too many files to process. This one is NOT a short sale. It's a traditional slam dunk loan. Please, someone call and say we can close!